How to Claim Credit Card Trip Delay Insurance

Card travel protection follows the exact guide to benefits and payment conditions.

Before you begin

Pull up the exact card's guide to benefits. The card brand alone won't tell you the delay threshold or filing window.

Step-by-step

1. Check that the ticket was paid with the qualifying card.
2. Obtain the delay notice or certificate required by the policy.
3. Submit itemized covered expenses within the policy deadline.

One thing to watch

Card branding alone does not establish coverage.

Use the airline directory for the right official page and the rule library for the conditions that apply to your flight.

Official sources

• Documents required to file a travel insurance claim — Travel Guard; checked 2026-10-31
• Chase Trip Delay Reimbursement: What to know — Chase; checked 2026-10-31
• Travel and purchase protection benefits FAQ — Chase; checked 2026-10-31